Accident Insurance
MetLife Accident Plan Summary
Take Comfort Knowing You Have Financial Support for Accidents
Did you know that accident insurance coverage can help supplement costs that are not covered under your existing medical plan? This insurance provides you with funds that can be used as you see fit. This can help with out-of-pocket expenses like deductibles, copays, medical transportation, childcare, and more.
Accident insurance through your employer may include benefits for:
- Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns. (Chip fractures are paid at 25% of Fracture Benefit and partial dislocations are paid at 25% of Dislocation Benefit)
- Medical Services and Treatments: such as ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries.
- Hospitalization: such as hospital admission, confinement, and inpatient rehab after an accident.
- Additional Benefits: such as accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging.
- Plus, MetLife has a guaranteed acceptance policy, offers convenient payroll deduction, and portable coverage.
Customer Service: 800-275-4638
Policy Number 5947200
Provider Website
Call Center Enrollment
You can enroll over the phone with benefit counselors who are available to educate and properly execute your enrollment. The enrollment center can be reached at 314.827.0603 Monday – Friday, from 8 AM thru 5 PM Central Time.
You can use an online enrollment tool that allows you to make benefits choices without assistance from benefit counselors.